ARTICLES & INSIGHTS | Acacia Insurance

Take the Valuables Quick Quiz

Most home insurance pays no more than $1,000 total for unscheduled items, subject to your deductible. Take this quiz to learn more.

Dan Frankel

May 6, 20226 min read

The Specialized Art of the Appraisal

Failure to keep up with the rising value of fine art can be risky, while the correct type of coverage may hedge that risk.

Dan Frankel

May 6, 20221 min read

Find a Jewelry Appraiser

If it’s been three years since your last jewelry appraisal, an update might be necessary to ensure proper insurance coverage.

Special Jewelry Deserves Special Insurance

Dan Frankel

May 6, 20222 min read

High Value Assets

Special Jewelry Deserves Special Insurance

The hard part about having truly superb jewelry is acquiring it — enjoying it should be easy.

Dan Frankel

May 6, 20222 min read

Insuring Your Jewelry

Jewelry may be subject to the policy deductible AND a standard, unendorsed home policy is usually capped at $500-$1000 of coverage.

The Mystical World of Claims Payments Revealed!

Dan Frankel

May 5, 20222 min read

The Mystical World of Claims Payments Revealed!

There is no worse time to realize you are not properly covered than the moment that you have a claim…

Dan Frankel

May 5, 20223 min read

Home office insurance tips

Home-based businesses are NOT covered by a standard home insurance policy. Ask the right questions to get the right insurance.

Dan Frankel

May 5, 20222 min read

Condominum Coverage Gaps and Pitfalls

Condominium policies for unit owners should dovetail with the master policy and by-laws; ask us to review your coverage for gaps.

If You Heat Your Home with Oil, Read This

Dan Frankel

May 5, 20221 min read

If You Heat Your Home with Oil, Read This

Homes with oil heat may be subject to unique state laws regarding liability and insurance.

Dan Frankel

May 5, 20223 min read

Planning for A Natural Disaster

FEMA recommends having an emergency kit prepared in case of a natural disaster. It should contain...

Dan Frankel

May 5, 20222 min read

Dealing with Ice Dams

The best prevention for ice dams to eliminate the conditions that make it possible for them to form; learn more here.

Dan Frankel

May 5, 20224 min read

Stormy weather FAQs

Roof damage, a fallen tree, and water in the basement are common losses after a storm. Learn more about insurance in a storm.

FAQs on Home Replacement Costs and “Dwelling A” Coverage Limits

Dan Frankel

May 4, 20222 min read

FAQs on Home Replacement Costs and “Dwelling A” Coverage Limits

How is your home's replacement cost determined, and how much insurance do you need?

Why Is the Market Value of My Home Different from the Amount of Insurance I Have?

Dan Frankel

May 4, 20222 min read

Why Is the Market Value of My Home Different from the Amount of Insurance I Have?

While the current market value of your home may be lower than you’d like, the cost to rebuild may be higher than you think.

Dan Frankel

May 4, 20222 min read

Is Your Home Underinsured?

Over 45% of natural-disaster related losses in 2021 were not insured. How would your policy respond to a loss?

Ins and Outs of the Massachusetts Homestead Law

Dan Frankel

May 4, 20224 min read

Ins and Outs of the Massachusetts Homestead Law

The MA Homestead act may protect up to $500k of your home's value, helping protect you and your lifestyle.

Dan Frankel

May 3, 20221 min read

Business Owners Insurance

Business owners insurance from Acacia Insurance offers the convenience of a packaged policy for small businesses.

Dan Frankel

May 3, 20221 min read

Commercial Umbrella Insurance

You may be personally liable for a claim which exceeds your commercial liablity limits; umbrella insurance may cover that gap.

Dan Frankel

May 3, 20221 min read