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Specialized Coverage for Jewelry, Fine Arts, Wine, and Collectibles
If you are considering scheduling jewelry, fine arts, wine, or other high value items, it has never been easier to get "Scheduled Valuable Possessions coverage". Items can be scheduled on an individual or blanket basis, and when an item is scheduled, no deductible is applied to a claim. For more expensive items, Acacia Insurance may recommend Chubb for convenience and quality of service: Chubb may not require appraisals for items with an individual value under $50,000.
Certain valuable possessions may not be covered by your homeowner’s insurance. Even if you have a special policy for high-value homes, there are limitations to what is covered unless you have your valuables scheduled.
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